Steve Heathman - GREEN, e-PRO
Steve@TiptonTnSteve.com

(901) 831-1394



USN,Retired
Relocation Services Millington
Military - House hunting - Short notice - call me night or day I will work until we find your new home.

Short notice transfer. I will aggressively Market your home using all the latest technology, huge numbers of Digital photos, color Brochures, Flyer's, email and MLS.
I am linked to Realtors across the United States to ensure your home gets maximum visibility.


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  Fixed-Period Adjustable-Rate Mortgages

This type of adjustable-rate mortgage (ARM) maintains the same initial interest rate for the first three, five, seven, or 10 years of your loan, depending on the term you choose. Your interest rate then adjusts annually, and can move up or down as market conditions change. Be sure to ask your lender about the interest rate caps for both the annual adjustments and for the life of the loan.

Advantages:

-- Your initial interest rate will be lower than a fixed-rate mortgage, so you may be able to afford more home.
-- You are protected against interest rate increases for the first three, five, seven, or 10 years of the loan, depending on which type of fixed-period ARM you choose.
-- You may have the option to convert your ARM to a fixed-rate mortgage at the first, second, or third interest rate adjustment dates.
-- You have time to improve your financial position (i.e., salary increases) or accumulate additional assets before the interest rate adjusts at the end of the fixed period.

Details:

-- The lifetime interest rate cap for fixed-period ARMs is typically 5 to 6 percentage points above your initial rate. Your annual cap during the adjustable period is typically 1 to 2 percentage points above or below over the current rate.
-- Can be used to buy one- to four-family residences including second homes and condos, co-ops and planned unit developments. Manufactured homes are also eligible. (Manufactured housing units must be built on a permanent chassis at a factory and then transported to a permanent site and attached to a foundation.)

 

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10620 HWY 51 So., Atoka, TN 38004 tel: 901-831-1394 fax: 901-837-6818 Independently Owned and Operated.
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Information in this site deemed reliable but not guaranteed new or existing homes for sale in Tennessee, TN, Atoka, Munford, Brighton, Memphis, Burlison, Drummonds, Covington, Rosemark, Bolton, Braden, Quito, Kerrville, Memphis, Germantown, Collierville, Bartlett, Cordova, Arlington, Lakeland, Eads, Millington Oakland, Hickory Withe or Raleigh, including all Tipton, Shelby and Fayette County Real Estate & homes. Relocation Services to Atoka, Millington, Memphis. REO and BPO Broker services with CitiMortgage, First National Mortgage, BPO Tracker, Horizon Mgmt, Brentwood Asset Mgmt, Integrated Assets, Coast To Coast, Lenders Financial, Fidelity National Asset Mgmt, First American, Premiere Asset Services, USA Title, Asset Valuations, Lender Choice, Clear Capital, Midland Mortgage, REO Trans, REO Nationwide, Imortgage Services, Wells Fargo Mortgage, Goodman Dean, Keystone Asset Mgmt, MGIC, USRES, Solutions Valuations, Chase Manhattan, Nationwide REO Brokers, Option One, OCWEN, O'Marketing, PMI Mortgages, ServiceLink, National Link, USA Valuations, LSI/Market Intelligence Inc, MLS Data here is useful to buy or sell homes or other real estate homes, condos, Homes on a golf course like Fairway Estates, Links,and town homes in Tennessee, TN, Atoka, Munford, Brighton, Drummonds, Covington, Rosemark, Bolton, Braden, Quito, Kerrville, Memphis, Germantown, Collierville, Bartlett, Cordova, Arlington, Lakeland, Eads, Millington Oakland, Hickory Withe or Raleigh. MLS homes of a RealtorŪ or other buyer or seller. Data helps find MLS home, condo or real estate town home, MLS, or residential real estate other properties in Tennessee, TN, Atoka, Munford, Brighton, Drummonds, Covington, Rosemark, Bolton, Braden, Quito, Kerrville, Memphis, Germantown, Collierville, Bartlett, Cordova, Arlington, Lakeland, Eads, Millington Oakland, Hickory Withe or Raleigh. Steve Heathman serves these cities as a RealtorŪ. He serves real estate clients looking for homes and condos and town homes and lots and property in Atoka, Munford, Brighton, Drummonds, Covington, Rosemark, Bolton, Braden, Quito, Kerrville, Memphis, Germantown, Collierville, Bartlett, Cordova, Arlington, Lakeland, Eads, Millington Oakland, Hickory Withe or Raleigh and nearby cities, supplying MLS and schools information. His real estate buyers and sellers in Atoka, Munford, Brighton, Drummonds, Covington, Rosemark, Bolton, Braden, Quito, Kerrville, Memphis, Germantown, Collierville, Bartlett, Cordova, Arlington, Lakeland, Eads, Millington Oakland, Hickory Withe or Raleigh are NUMBER 1.

Steve Heathman, 2007


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